In 2017, there were a total of 118,842 traffic crashes in Colorado, resulting in 648 deaths and 11,688 injuries. If you’ve been in a car accident, you know that it can have a huge impact on your life. Not only are you at risk of injuries or death when you get into an accident, but it also takes a lot of time and resources to deal with traffic accidents.
Each state has its own laws about what you should do after an accident and who is held responsible. Read on to learn more about Colorado car accident laws.
Colorado law requires accidents that have resulted in property damage or injury to be reported to the police immediately. You should make the report to the nearest police agency. Insurance companies are going to want a police report as well, so reporting the accident is legally necessary.
There are certain accidents that are considered “no-doubt liability” accidents such as rear-end collision accidents. These accidents are hard to argue and are viewed as undoubtedly the fault of one driver. These accidents are usually quickly settled by the insurance company as they are typically the result of a driver being distracted.
Colorado is an at-fault state, which means that the insurance company of the person who caused the accident is responsible for paying for any damages that resulted from the accident. The driver can also be held responsible for damages in an at-fault state. The police report and investigation by the insurance company will determine who is at fault.
Know that if you are responsible for the accident, your insurance company must pay for the damages. This could result in an increase in your insurance premiums.
If you are in an accident that was not your fault, you need to get the contact information and insurance information of the person who caused the accident. You should also file a claim with your insurance company and they will work with the other driver’s insurance company to determine who is at fault.
After you are in an accident, there are a few steps you should take. First, assess your injuries. If you aren’t injured, or your injuries are minor, get to a safe place out of the way of traffic. Check to see if anyone else involved is injured.
Then, call the police. Because the accident needs to be reported, you’ll need the police to come and make a report. While waiting for them, take photos and video of the accident scene and the damage to your vehicle and any other property damage. You should also get the insurance information for the other drivers involved and the contact information for any witnesses.
If you need medical attention, be sure to get your injuries checked out. Once you have addressed all of these issues, contact your insurance company and also consider hiring an auto accident injury attorney, especially if you are seriously hurt in the accident.
It’s likely that if you haven’t yet been in a car accident, you will at some point in your life. Knowing these Colorado car accident laws and what is required of you will help keep you calm and help to ensure that you take steps post-accident to protect yourself.
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